Payment Switch & Gateway

Payment Switch & Gateway

M^Dynamics Payment Switch & Gateway

A High-Performance, Multi-Scheme Switching Engine for Banks & Fintechs.

M^Dynamics Payment Switch & Gateway delivers real-time switching across ATM, POS, eCommerce, mobile banking, QR, eWallet, and domestic/international payment schemes. Designed for today’s high-volume environment, it supports ISO8583, ISO20022 real-time payments, SWIFT MT/MX, and national payment systems such as G3/FAST.

Backed by deployments at the Singapore’s largest payment operator and a leading global strategic technology and payment operator, it provides enterprise-grade reliability with seamless scheme, host and channel integrations.

THE CHALLENGES IT SOLVES

Across discussions with banks, partners, and industry players, one question consistently arises - and the challenges are almost always the same:

Legacy Switches

Legacy switches cannot handle new channels (QR, APIs, eWallets)

Add New Scheme

Adding new schemes or interfaces takes months

Routing Logic

Routing logic is hardcoded and difficult to maintain

No Unified way

No unified way to support multiple message standards

High downtime

High downtime risk from monolithic architecture