Payment Hub
A Modern Real-Time Orchestration Engine for Digital Banking & Payments
Banks today remain constrained by legacy ESB and EAI platforms, systems never designed to handle
the real-time, high-volume demands of modern digital payments.
M^Dynamics Payment Hub breaks through these limitations with a high-performance, low-code,
multi-rail orchestration engine that accelerates modernization and dramatically reduces
time-to-market.
Powered by the M^Dynamics real time OLTP platform, the Payment Hub provides a unified foundation
for end
to
end payment processing. It seamlessly integrates ISO20022 and ISO8583 rails, open API channels, digital
banking systems, and external payment schemes, ensuring smooth interoperability across new and existing
infrastructures.
Extending beyond integration, the Payment Hub connects all digital channels into a single, cohesive
ecosystem,
including:
• Mobile & Internet Banking
• eWallet & QR Payments
• ATM Networks
• POS / xPOS / EFTPOS Terminals
• API Gateways
• Third party Fintech Services
This unified architecture gives banks the agility, scalability, and operational efficiency needed to
compete
in a real time, always on digital economy.
THE CHALLENGES IT SOLVES
Across discussions with banks, partners, and industry players, one question consistently arises - and the challenges are almost always the same:
Overloaded ESB slows down digital transformation
Legacy systems require heavy coding and long release cycles
Multi-channel fragmentation increases operational risk
ISO 20022 + ISO 8583 + proprietary formats overwhelm middleware
Uptime requirements demand mission-critical resilience
Trusted by Leading Financial Institutions
Backed by over 17 years of uninterrupted production at a leading European payment operator, our platform has consistently delivered mission critical reliability, high performance, and long term operational resilience in one of the world’s most demanding payment environments.
For more than 8 years, our technology has powered a Singapore’s largest and most trusted payment processor — enabling high volume, real time transactions across a nationwide ecosystem of banks, merchants, transit operators, and digital payment channels.